Third-Party Liability is essential insurance for covering compensation claims filed by third parties for damages caused to them.
It protects the Insured—who is civilly liable by law—against damages involuntarily caused to third parties (death, bodily injury, and damage to property or animals) during the performance of business operations and related activities.
Furthermore, it guarantees coverage for amounts payable (capital, interest, and expenses) to INAIL, INPS, and the injured party, regarding accidents (including occupational diseases) suffered by employees.
Protection of corporate assets, reduction of legal costs, protection against liability claims, and guarantee of business continuity.
