This consists of an employee benefits program implemented through the provision of health coverage, allowing the company to offer optimal protection. This results in an improved corporate climate and personnel cost savings, thanks to the opportunities offered by tax legislation. It involves setting up a health insurance plan for all employees, or for specific homogeneous categories (e.g., office staff, middle managers), through group policies or by joining a Mutual Healthcare Fund. This grants access to the principle of mutuality, where risk assessment is based on the 'macro' characteristics of the group, thereby waiving the standard insurance principle of individual risk selection (medical underwriting).
Reduction of labor costs; shared strategic vision among all labor market stakeholders: company, trade unions, and employees; reduction in sickness absenteeism thanks to timely treatment in high-quality facilities; tax advantages.
